Portal economics: what every paid source actually keeps

Side-by-side take-rate math for Zillow, Realtor.com, Homes.com, and the alternative source-mix.

Every paid source has a take rate. The contracts call it different things—performance fee, connection share, market share program, subscription—but the underlying question is the same: of the gross commission your work produces, how much actually lands in your account at the closing table?

The table below puts the major sources side by side at a single reference sale ($400K). The numbers compound over a year, and the right mix depends on how much of your business comes from sphere and past clients versus paid pipeline. Read the methodology note before drawing conclusions; long-tail effects like exclusivity, allocation opacity, and minimum-spend lock-ins are real but don't fit in a single row.

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Net vs gross — what every commission structure actually keeps

$200k / $400k / $750k production walked across cap brokerage, split brokerage, and portal-heavy mixes.

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AgentPik in the source-mix picture

Where a merit-based match channel sits next to portals, sphere, and brokerage splits — plus the switching costs that lock agents into the wrong mix.

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Compass agent economics

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eXp Realty compensation model

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Graduated split mechanics

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Keller Williams compensation model

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RE/MAX compensation model

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Brokerage compensation structures: the four dominant families

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Team splits stacked on brokerage splits

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Traditional independent brokerage splits

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Flat-fee MLS and discount listing economics

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Redfin agent compensation (W-2 employee model)

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Worked example: heavy-Zillow vs sphere agent at $300k gross

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Net-vs-gross compounding at $200k, $400k, and $750k production

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Homes.com Pro (CoStar Group)

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OJO Labs, Movoto, and OpJet referral programs

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Realtor.com Connection Plus and Concierge (formerly Opcity)

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Is Zillow Premier Agent worth it? The honest math.

ZPA Flex takes 25 to 40 percent of every closed deal. The page walks the take-rate math at $200k, $400k, and $750k production.

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Goodwill-to-referral compounding: documented research

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USAA, Navy Federal, and military relocation networks

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Cartus and Sirva relocation networks