Kentucky guide

Kentucky Agency Disclosure and Consent Form

Before a Kentucky real estate agent helps you in any meaningful way, they must hand you the state-required Agency Consent Form.

Reading as buyer.

TL;DR

Before a Kentucky real estate agent helps you in any meaningful way, they must hand you the state-required Agency Consent Form. The form explains who the agent legally works for — you, the seller, both of you, or no one — so you know whose side they are on before you share personal or financial details. Signing only confirms you received the form; it does not hire the agent or commit you to anything.

Before you start — 8 things to know

  • In Kentucky, an agent must give you the Agency Consent Form before or at the time you sign any agency agreement, or at the first substantive contact — whichever comes first.

  • Signing the Kentucky Agency Consent Form does not make the agent your agent — that takes a separate written buyer's agency agreement.

  • You are allowed to refuse to sign the Kentucky Agency Consent Form, and the agent must document that they presented it and you declined.

  • The Kentucky Agency Consent Form explains four relationship types: seller's agent, buyer's agent, dual agent, and designated agent.

  • Until you sign a separate buyer's agency agreement, anything you tell a Kentucky agent — including your budget or motivation — could be shared with the seller's side.

  • If one Kentucky agent ends up representing both you and the seller, that dual or designated agency requires a separate written consent on top of the Agency Consent Form.

  • A Kentucky agent who skips the Agency Consent Form is violating KRS §324.160 and can be reported to the Kentucky Real Estate Commission for discipline.

  • The Kentucky Agency Consent Form is informational only — it does not set commission, lock in services, or function as a contract.

The timeline — step by step

  1. At first substantive contact — before home tours, financing talks, or strategy discussions — the Kentucky agent presents the Agency Consent Form.

  2. You read the four agency relationship types described on the Kentucky Agency Consent Form to understand who an agent might represent in a transaction.

  3. You sign the Kentucky Agency Consent Form to acknowledge you received it, or you decline to sign and the agent records that you declined.

  4. If you want the Kentucky agent to actually represent you, you sign a separate buyer's agency agreement that creates the real working relationship.

  5. If dual or designated agency comes up later in your Kentucky transaction, you sign an additional written consent before that arrangement begins.

Common questions

Do I have to sign the Kentucky Agency Consent Form?
No. You can decline to sign, and the Kentucky agent must still document that they presented the form to you.
Does signing the Kentucky Agency Consent Form mean I hired the agent?
No. The form only confirms you received the disclosure. Hiring a Kentucky agent to represent you requires a separate buyer's agency agreement.
When am I supposed to receive the Kentucky Agency Consent Form?
Before or at the time you sign any agency agreement, or at the first substantive contact with the Kentucky agent — whichever happens first.
What if the Kentucky agent never gave me the Agency Consent Form?
Skipping the form is a disciplinary violation under KRS §324.160(4). You can report it to the Kentucky Real Estate Commission, which can fine, suspend, or revoke the agent's license.
Can one Kentucky agent represent both me and the seller?
Yes, but only with a separate written consent to dual or designated agency — the Kentucky Agency Consent Form alone does not create that arrangement.
Is the Kentucky Agency Consent Form the same as a buyer-agent contract?
No. The consent form is informational. A buyer's agency agreement is a separate document that creates the actual working relationship with a Kentucky agent.

Sources

  1. [1]
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